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Never lived in 2021-built Florida cottage in a non-short-term rental community in Santa Rosa Beach, offering a quiet residential setting just minutes from 30A and local hotspots. Originally held off-market as the builder's office, this home presents as new with a clean, well-maintained interior and no prior occupancy.

The 3-bedroom, 2.5-bath layout spans approximately 1,417 square feet with an open-concept living area, tray ceilings, and abundant natural light. The kitchen features white shaker cabinetry, solid surface countertops, stainless steel appliances, and a large island overlooking the main living space. Luxury vinyl plank flooring runs throughout, creating a cohesive, low-maintenance interior.

The primary suite includes a double vanity and a walk-in shower. The split-bedroom layout provides separation from the additional bedrooms. Located in a neighborhood with HOA-maintained standards and no short-term rentals, this property offers a more stable, residential environment compared to nearby rental-heavy areas.

Conveniently located just off Mussett Bayou with easy access to Hwy 98, 30A, dining, shopping, and the emerald coast beaches.

All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.
#999960

Santa Rosa Beach

191 Water Oaks Loop

3 Beds

2 Baths

1,417 Sq.Ft.

$435,000

MLS#: 999960

Builder says move it! New construction never lived in Florida cottage in Santa Rosa Beach, no HOA and STR allowed, built by an experienced local builder focused on clean execution and low-maintenance living - so you can skip the project list and go straight to enjoying why you moved here in the first place. Built in 2024, this 3-bedroom, 2.5-bath home offers 1,372 square feet of well-planned space with an open layout that actually makes sense - no wasted corners, no awkward transitions. The kitchen keeps it modern and sharp with white shaker cabinetry, quartz countertops, stainless appliances, and a classic subway tile backsplash. Durable luxury vinyl plank flooring runs throughout, because real life happens and floors should be able to handle it - even if you're still sweeping up sand from your beach days. The primary suite features a double vanity, large format tile, and a walk-in shower with glass enclosure, finished in a style that feels current without trying too hard. Secondary spaces follow the same theme - clean, bright, and ready for whatever direction the first owner takes. Out front, a covered porch gives you just enough space to sit, sip your coffee, and pretend you're going to start a morning routine.

The lot is low-maintenance, which means more time at the beach and less time negotiating with your weeds. No HOA. Read that again. Fewer rules, fewer surprises, and more flexibility to use the property in a way that fits your lifestyle. Short-term rentals are allowed, offering flexibility for primary living, second home use, or investment potential.

Ample parking space and only 1.5 miles to the beach. Located in Santa Rosa Beach with convenient access to everyday essentials, dining, and the reasons people move here in the first place.

Need help seeing the full potential of an unfurnished new construction home? Visit The Spin Inn at 1338 N. County Highway 393, MLS #792823, the builder's professionally designed and fully furnished model home featuring the same floor plan.

This property is offered at $445,000 in its current unfurnished condition. Buyers may also select an optional $50,000 professional design and furnishing package by separate written agreement, creating a fully furnished purchase package of $495,000. The package may include a personalized interior concept, coordinated furniture and décor, property setup, website design and introductory short-term-rental operations training, subject to final selections, availability and written specifications comparable to the model home.

All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.
#999950

Santa Rosa Beach

1398 N County Hwy 393

3 Beds

2 Baths

1,372 Sq.Ft.

$435,000

MLS#: 999950

MOVE-IN READY!! 
Crafted by Cole Construction, this newly envisioned retreat blends timeless architecture with modern livability. Featuring five bedrooms, five bathrooms, two half bathrooms in the main living area, and a detached one bedroom, one bathroom carriage house apartment above the expanded two car garage with designated area for a golf cart, this two-story coastal home offers over 4,300 square feet of conditioned living space.

The inviting entry opens into an airy, open-concept layout where the chef's kitchen, dining, and living areas flow seamlessly together. The Great Room features a gray barn wood ceiling accented by reclaimed 200-year-old hand-hewn beams. The kitchen showcases professional-grade appliances, a generous breakfast counter, custom cabinetry, a 48-inch gas range with vent hood and pot filler, a farmhouse sink, and abundant natural light. A separate chef's pantry adds additional prep space, while the living room centers on a direct-vent gas fireplace with custom built-ins.

The primary suite provides a serene first-floor retreat, with a freestanding soaking tub, dual vanities, an oversized walk-in shower, a substantial custom-fitted closet, and direct access to the covered porch and pool terrace, creating an effortless indoor-outdoor connection. A second bedroom on the first floor serves as an ideal guest suite with its own private bath.

Upstairs, three guest suites each with private bath and walk-in closet, surround a generous loft lounge, offering flexible living for family or guests. Covered porches extend from multiple rooms, capturing breezes and peaceful neighborhood views.

The outdoor living area is designed for year-round enjoyment with a saltwater pool featuring a sun shelf and integrated spa, a built-in fire pit, and a brick pavilion housing a complete summer kitchen with grill and beverage refrigerator. An outdoor shower and cabana bath add convenience for poolside entertaining.

A detached carriage house apartment above the expanded garage offers a kitchen with full-size appliances, vaulted living area with built-in bookshelves and a separate bedroom with a full bathroom, creating the ideal space for extended guests or private office retreat.

Exterior details such as board-and-batten and nickel-gap siding, decorative wood brackets, and architectural corbels highlight the home's craftsmanship and coastal character.

From its thoughtful layout to its refined finishes, this new Cole Construction home embodies the effortless charm and enduring quality of Watersound Origins living.
#989650

Watersound

579 Pollard Cove East Lot 115

6 Beds

6 Baths

4,326 Sq.Ft.

$3,095,000

MLS#: 989650

Builder says to get it sold! New construction 2024 Florida cottage in Santa Rosa Beach with no HOA and short-term rental allowed. This modern home offers a clean, functional design in a single-level layout just off Hwy 331. This 3 BR, 2.5 BA home features an open-concept living, kitchen, and dining area designed for easy flow and natural light. The kitchen stands out with white shaker cabinetry, stainless steel appliances, subway tile backsplash, and a large island with seating. Luxury vinyl plank flooring runs throughout the home, paired with recessed lighting and a split-bedroom layout that gives separation to the primary suite.

The primary bath features a double vanity and a glass-enclosed walk-in shower with tile surround. Exterior features include a solid build with many upgrades including Hardie board siding and trim, a covered front porch, and a large private driveway on a 50x125 lot. The setting offers a simple, low-maintenance footprint with, I'll say it again - NO HOA restrictions - so no headaches, emails, fees, and assessments, just the easy Florida lifestyle you imagine.

Need help seeing the full potential of an unfurnished new construction home? Visit The Spin Inn at 1338 N. County Highway 393, MLS #1007973, the builder's professionally designed and fully furnished model home featuring this same floor plan.

This property is offered at $445,000 in its current unfurnished condition. Buyers may also select an optional $50,000 professional design and furnishing package by separate written agreement, creating a fully furnished purchase package of $495,000. The package can include a personalized interior concept, coordinated furniture and décor, property setup, website design and introductory short-term-rental operations training, subject to final selections, availability and written specifications.

With convenient access to emerald coast beaches, dining, shopping, and all the many things driving relocation to Florida nationwide, this property works as a primary residence, second home, or rental investment.

All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.
#999951

Santa Rosa Beach

25 Indian Woman Road

3 Beds

2 Baths

1,412 Sq.Ft.

$435,000

MLS#: 999951

Welcome home to this charming and affordable, newly renovated 3-bedroom, 3-bath cottage-style home situated on a spacious 0.36-acre corner lot with a fenced-in yard! Featuring a desirable open-concept living and kitchen area, this home offers a comfortable layout that makes everyday living and entertaining easy. The open kitchen is a standout feature, offering abundant cabinet and countertop space, stainless-steel appliances, a large center island with bar seating, modern pendant lighting, and stylish open shelving. The adjoining living area creates an inviting open-concept space. The spacious primary bedroom measures approximately 12' x 18' and features double closets for added storage. A NEW metal roof and gutters were installed in March 2026, offering peace of mind for years to come. Outside, the fenced yard provides plenty of space to enjoy the outdoors, while two storage sheds offer additional room for tools, equipment, and storage. A generator is also included and has been used to power the home during outages. With its charming cottage character, spacious corner lot, fenced yard, attractive kitchen, and numerous desirable features, this home is a great opportunity for buyers looking for space, comfort, and value.
#1011730

Baker

1345 18th Street

3 Beds

3 Baths

1,342 Sq.Ft.

$250,000

MLS#: 1011730

Explore the extensive possibilities at 9648 Bone Bluff Drive, a generous 5.16-acre property situated in Navarre's established Whispering Pines Estates neighborhood. This remarkable property offers a unique blend of space, versatility, and modern convenience, making it an ideal retreat for a variety of lifestyles. This double lot features 208' of water-frontage along the East Bay River and encompasses a mix of pristine natural wetlands and cleared areas, providing a serene backdrop for outdoor enthusiasts. While the building was originally constructed as a massive 41' x 48', custom 3-bay garage in 2011 by Randy Wise Homes, the current owner greatly enhanced the interior in 2023 by adding a contemporary 2-bedroom, 2-bathroom apartment. Upon entering the residential side of the building,
#1005262

Navarre

9648 Bone Bluff Drive

2 Beds

2 Baths

1,358 Sq.Ft.

$575,000

MLS#: 1005262

Build Your Dream Home or place your manufactured home on this Ready-to-Go Corner Lot! This .25-acre lot at the corner of Bayou Avenue and E 6th Street offers the perfect opportunity for your next home or investment project. Recently bush hogged, the property has been cleared for easy access and future construction. Even better—city water, sewer, and power are already in place, saving you time and money on utility connections.
Enjoy the convenience of being located in a neighborhood setting while still close to local amenities, shopping, and schools. With utilities ready and a freshly groomed lot, all that's left is your vision.
Don't miss this chance to secure a prime corner lot that's truly ready for development! NO HOA!!!
#985502

Panama City

525 Bayou Avenue

None Beds

None Baths

0.25 acres

$45,500

MLS#: 985502

The Redland. Inside, you find the social hub of the home at the quartz countertop island in the kitchen. While everyone gathers around the eat-in kitchen you don't miss a beat with the openness of the living space. Upstairs is the generously sized (& secluded!) primary suite with trey ceiling,massive walk-in closet, and double vanity. The other 2 bedrooms upstairs also feature trey ceilings. One additional bedroom downstairs with a full bathroom is great for guests or flex room. Loft & laundry on 2nd level. Covered porch & patio. Resiedents enjoy use of the Spring-fed lake and resort-style poolinng under construction in the Nest.Photos/videos are of similar homes. Price listed is base price, options & upgrades added may increase the price of the home.
#1005066

Freeport

530 Arrowwood Boulevard

4 Beds

3 Baths

1,975 Sq.Ft.

$367,850

MLS#: 1005066

This lovely direct beach front condo has a fabulous panoramic
view of the Gulf of Mexico. . Beach House is a low rise community closer to the beach than most other condos in the area and has some of the least crowded beaches around thanks to approximately 600' of private beach with easy access.  The kitchen has updated  cabinetry, granite counters,  and stainless appliances.  The bathrooms have matching granite topped vanities. Located on the popular walking/bike path on Scenic 98. Many fun restaurants and attractions in the area.  Top of the line amenities include easy access to the beach , fitness center, tennis, shuffle board, gulf front pool and hot tub. Plenty of room for the family to make memories and you can also cash in $$$ on short term rentals.
#971022

Miramar Beach

675 Scenic Gulf Drive UNIT 303A

2 Beds

2 Baths

1,035 Sq.Ft.

$709,000

MLS#: 971022

Situated on a desirable one third acre corner lot in Indian Bayou, this home offers a split bedroom floorplan with plenty of room to enjoy the outdoors with a screened porch.  The spacious living area is great for entertaining and everyday living.  Golf enthusiasts will appreciate the community's  setting while conveniently located to the beach, dining, boating and entertainment.  Come experience the coastal lifestyle of Indian Bayou and discover all that this property has to offer.
#1010874

Destin

122 W Country Club Drive

3 Beds

3 Baths

2,906 Sq.Ft.

$725,000

MLS#: 1010874

**SELLER TO PAY UP TO 4% OF THE BUYERS CLOSING COST, TO USE ANY WAY, THAT IS $11,400!!** Stunning all-brick home, move-in ready with modern charm! This spacious residence boasts an open floor plan with vaulted ceilings, creating a bright and airy atmosphere. The gourmet kitchen features a large breakfast bar, ample counter space, a brand-new kitchen sink with updated plumbing, and new appliances from 2021, including a fridge, dishwasher, and stove. The master suite is a true retreat, complete with a tray ceiling, expansive walk-in closet, and a luxurious private bathroom. Enjoy a split floor plan for added privacy, complemented by a large fenced backyard ideal for relaxation or play. This awesome home is ready for you to make it your own!
#977858

Crestview

138 Conquest Avenue

4 Beds

2 Baths

1,880 Sq.Ft.

$285,000

MLS#: 977858

Welcome to a truly exceptional 42.3± acre gated estate and luxury hobby farm where refined country living meets sporting lodge sophistication. Privately tucked among a beautiful blend of pastureland and natural wooded acreage, this fully fenced and cross-sectioned property offers an unparalleled lifestyle opportunity in Northwest Florida.
The custom 2,660 SF residence features 3 bedrooms and loft, 4 bathrooms, and striking lodge-inspired architecture designed for gathering, entertaining, and comfortable everyday living. Inside, soaring wood ceilings, warm natural finishes, rich pine detailing, and a dramatic floor-to-ceiling stone fireplace create an atmosphere that is both grand and inviting. The spacious living areas flow effortlessly into a dining space, kitchen, and dedicated wet bar, ideal for hosting family, guests, or post-hunt evenings by the fire.
Expansive covered porches and outdoor entertaining spaces overlook the peaceful landscape, offering the perfect setting to enjoy quiet mornings, sunset gatherings, and the beauty of the surrounding property.
Designed for equestrian, agricultural, and recreational pursuits, the estate includes a barn with three stables and tack room, fully fenced and sectioned pastures, office with walk-in cooler, chicken coop with six brooder boxes, and infrastructure ready for livestock, horses, or hobby farming operations. Water features enhance the property's natural beauty with both a natural spring-fed pond and a stocked fishing pond, creating endless opportunities for recreation and relaxation.
Additional premium amenities include a remarkable air-conditioned 4-car garage with dedicated golf cart roll-up bay, offering exceptional storage, workspace, and flexibility for equipment, vehicles, and recreational gear.
Behind the gated entrance, this extraordinary property delivers the rare combination of luxury lodge living, hobby farm functionality, privacy, recreation, and legacy ownership potential. Whether envisioned as a private family retreat, gentleman's farm, sporting property, equestrian estate, or destination gathering place, 1830 US Hwy 90 stands as one of Westville's truly unique offerings.
#1004357

Westville

1830 US-90

4 Beds

4 Baths

2,660 Sq.Ft.

$2,900,000

MLS#: 1004357

Discover Your Dream Home in the Sunny Hills Classic Community! The Cabot Plan offers a spacious open-concept layout, seamlessly connecting the Living, Dining, and Kitchen areas--perfect for entertaining. The modern Kitchen is equipped with shaker cabinets, quartz countertops, and Stainless-Steel Appliances, including an electric smooth top range, microwave hood, and dishwasher.
The primary suite features a private bath with dual vanity sinks and a large walk-in closet. There are three additional bedrooms, a stylish secondary bathroom, and a patio ideal for outdoor relaxation. Additional features include Low E insulated dual-pane vinyl windows for energy efficiency and a 1-year limited home warranty.
Located just off Hwy. 77, 30 miles north of Panama City and 12 miles South of Interstate 10, Sunny Hills is the perfect place to call home! Sunny Hills is the largest platted subdivision in Northwest Florida and has nearly 4000 acres of green belts and natural preserves, multiple lakes with swimming and boat launch areas, and an 18 hole golf course.
#1011689

Chipley

1579 Aldoro Circle

4 Beds

2 Baths

1,684 Sq.Ft.

$252,990

MLS#: 1011689

Discover Your Dream Home in the Sunny Hills Classic Community! The Cabot Plan offers a spacious open-concept layout, seamlessly connecting the Living, Dining, and Kitchen areas--perfect for entertaining. The modern Kitchen is equipped with shaker cabinets, quartz countertops, and Stainless-Steel Appliances, including an electric smooth top range, microwave hood, and dishwasher.
The primary suite features a private bath with dual vanity sinks and a large walk-in closet. There are three additional bedrooms, a stylish secondary bathroom, and a patio ideal for outdoor relaxation. Additional features include Low E insulated dual-pane vinyl windows for energy efficiency and a 1-year limited home warranty.
Located just off Hwy. 77, 30 miles north of Panama City and 12 miles South of Interstate 10, Sunny Hills is the perfect place to call home! Sunny Hills is the largest platted subdivision in Northwest Florida and has nearly 4000 acres of green belts and natural preserves, multiple lakes with swimming and boat launch areas, and an 18 hole golf course.
#1011684

Chipley

1853 Sunny Hills Boulevard

4 Beds

2 Baths

1,684 Sq.Ft.

$249,990

MLS#: 1011684

SUPER BUY!  JUST REDUCED and Seller will also contribute up to $15,000 in closing costs. NEW home just 'turn key ready'.  Heated living space is 1275 sf, central air/heat, shingle roof, with 3 bedrooms, 2 bathrooms, stove and dishwasher PLUS a garage 321 sf and porches 67 sf.  Appx. 30 minutes to Eglin AFB or Crestview, FL.  Appx. 40 minutes to Destin, FL.  Easy viewing, call today.
#956833

DeFuniak Springs

37 Cedar Hill Ct. Drive

3 Beds

2 Baths

1,275 Sq.Ft.

$229,900

MLS#: 956833

* Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. © 2024. First Multiple Listing Service, Inc.

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